“Anyone can put money out the door, but not everyone can get money back,” he said.
He pointed to Inspired’s use of AI tools to gather information faster, without removing human judgement from underwriting. He said lenders that use quieter periods constructively should have the foundations to grow when conditions improve.
Bentley said Inspired wants to be considered whenever a broker has a bridging or refurbishment case that fits its appetite.
Funding model
Diamond said Inspired is privately funded, so it is not subject to the loan-to-value restrictions, fixed valuation requirements or non-utilisation fees that senior debt providers can impose. He said this allows it to assess each case on its merits.
He said terms issued by the lender are credit-backed from day one. The same people who handle an enquiry underwrite and manage the loan through to repayment.
